This was the first rewards card that I started to use.  You get two points per dollar spent, and 100 points is worth a dollar in rewards towards travel.  According to my math, that’s a 2% reward.

I used this card all year long and build up those points (they called them miles, but I call them points).  And when we’d go on a trip, I could go into my account and use the Travel Eraser to use points to pay any travel related charge that I had on my statement.  That rental car, the plane ticket, hotel, etc.  I’d just click and pay.  The end result, my balance would reduce as well as my available points.

I like this card for the person that wants to be rewarded with travel, travels casually (not often, not tied to specific brands).  If you travel often, with the same airlines, hotels, etc, you are better off using other cards to maximize your rewards.

It has a lower annual fee, and a predictable reward amount.

The Venture comes in two flavors:

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Venture® Rewards	VentureOne® Rewards
Credit Level: Excellent Credit	Credit Level: Excellent Credit
Rewards Info: Earn unlimited 2X miles per dollar on every purchase, every day	Rewards Info: Earn unlimited 1.25 miles per dollar on every purchase, every day
New Cardmember Offer: Earn 50,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening*	New Cardmember Offer: Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening*
Purchase Rate: 14.24% – 24.24% variable APR	Purchase Rate: 0% intro APR for 12 months; 13.24% – 23.24% variable APR after that
Transfer Info: 14.24% – 24.24% variable APR; No Transfer Fee	Transfer Info: 13.24% – 23.24% variable APR; No Transfer Fee
Annual Fee: $0 intro for the first year, $95 after that	Annual Fee: $0

On January 30, 2018 Capital One announced that you can now earn 10 points per dollar on purchases through hotels.com.

For more information and to apply, follow this link.  (When you sign up from this link, you win and I win!)