Wins! You win, I win!

2018 – A look back at the Rewards

2018 started with the idea of creating this site and sharing experiences around earning and enjoying rewards from credit cards and other programs. Over the year, I find it hard to believe that there are 58 posts!

The site has really challenged me to fine new ways to look at and analyze the different offers and opportunities. To come up with ways to quantify the value and figure out how to maximize the return.

I have been tracking how I spent my points, and the value I received from redeeming them.

Date	Brand	Cash Cost	Point Cost	Value	VPP
1/1/18	Delta	67	108000	2730	0.0247
1/1/18	Delta	950	70000	1900	0.0136
1/1/18	Hilton	0	120000	900	0.0075
3/22/18	Hilton	0	80000	400	0.0050
4/1/18	Delta	0	0	250
4/4/18	Hilton	0	100000	600	0.0060
4/4/18	Hilton	0	40000	342	0.0086
4/4/18	Hilton	0	160000	714	0.0045
4/5/18	Hilton	0	30000	250	0.0083
6/23/18	Delta	450	0	900
6/23/18	Hilton	0	148000	600	0.0041
7/17/18	Priority Pass	54.01	0	114.44
7/20/18	Delta	11.20	25000	275	0.0106
7/20/18	Hilton	0	64000	299	0.0047
9/5/18	Delta	11.20	34000	434.4	0.0124
11/9/18	Wells Fargo	0	25000	250	0.0100
11/9/18	Wells Fargo	0	20000	200	0.0100
11/11/18	Capital One	0	20000	200	0.0100
11/12/18	Delta	11.2	41000	485	0.0116
11/12/18	Hilton	0	56000	300	0.0054
11/16/18	Chase	0	0	158.55
11/17/18	BOA	0	0	207.55
11/17/18	Yelp	0	0	8.42
11/24/18	Hilton	0	0	80
11/26/18	BOA	0	26583	265.83	0.0100
11/30/18	Barclay	0	5000	50	0.0100
12/10/18	Hilton	0	28000	140	0.0050

Putting the numbers together we saw around $7500 in value with us putting $1500 in to it as well. These were mostly flights and hotel rooms, but my end of year cash grab netted over $1200 in cold hard cash.

Not to bad to net $6000 in a year for an average Joe. Especially knowing that I already have another $3000 in plane tickets purchased for next year!

Keith